Professional headshot

Across Africa & Europe

Innovative tech leader with extensive experience across Africa and Europe. Startup founder specializing in fintech solutions, payment infrastructure, and building high-performing engineering teams across multiple continents.

Africa, Europe & Global Remote

Key Highlights

A proven track record of delivering innovative fintech solutions and leading high-performing engineering teams across multiple continents.

Global Impact

Fintech System Expert

Proven Impact Across Multiple Continents

10+ Years

Team Leadership

10+ Years of Building and Leading High-Performing Software Engineering Teams

Architecture

SaaS Architecture Pioneer

Delivering Scalable, Efficient, and User-Centric Platforms

Agile

Startup Mindset

Delivery-Focused Leader Driving Scalable and Agile Solutions

Leadership

Dynamic Leadership

Empowering Teams to Excel and Deliver Impactful Solutions

Frontend

Frontend Expertise

Web Application Builder with Strong Frontend Expertise and Seamless UX Design

First Class

Academic Excellence

Award-Winning First-Class Graduate in Computer Science with Multiple Honors

MSc

Advanced Degree

MSc in Computer Science: Combining Academic Excellence with Industry Expertise

Innovation

Payment Innovation

Innovator in Payment Infrastructure: Architect of Modern, Scalable Fintech Systems

Professional Experience

Leading innovation across Africa and Europe, from engineering management to company founding, with deep expertise in fintech systems and payment infrastructure.

Engineering Manager

Token.io

Germany

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Current
Leadership

Leading engineering teams and driving technical excellence at Token.io, focusing on open banking solutions and payment infrastructure innovation.

Team Leadership
Open Banking
Payment APIs
Python
JavaScript
Engineering Management

Startup Founder

Techonstack

Global across EU and Africa

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Founded
Entrepreneurship

Founded Techonstack to deliver innovative technology solutions across Africa and Europe, focusing on scalable software architecture and fintech innovations.

Company Building
Product Strategy
Python
JavaScript
Technical Vision
Innovation Leadership

Senior Software Engineer

Solvate (now Dixa)

Germany

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2021 - 2022
Engineering

Developed scalable software solutions and contributed to the technical evolution of customer service automation platforms, working with modern web technologies and distributed systems.

JavaScript
Python
React
Node.js
Microservices
API Development
Customer Service Platforms

Head of Frontend Development

Nigerian Interbank Settlement System PLC (NIBSS)

Nigeria

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2019 - 2022
Leadership

Leading frontend development initiatives at Nigeria's premier interbank settlement system, driving key payment infrastructures and distributed systems while delivering digital transformation and user experience excellence across financial platforms.

React
JavaScript
Python
TypeScript
Next.js
TailwindCSS
Financial Systems

Core Competencies

Comprehensive expertise spanning engineering leadership, entrepreneurship, and technical innovation across African and European markets.

Engineering Management
Company Founding
Frontend Development
Team Leadership
JavaScript
Python
SaaS Architecture
Payment Systems
Open Banking
React/Next.js
TypeScript
System Design
Fintech Solutions
Agile Leadership
User Experience
API Design
Mobile Development
Astro
African Markets
European Markets
Settlement Systems
Regulatory Compliance
Technical Strategy
Product Development
CONSULTING SERVICES

Transform Your Engineering Excellence

Leverage 10+ years of experience in fintech, payment systems, and engineering leadership to accelerate your technical success

Payment Systems & Open BankingFrontend Development (React/TypeScript)Idea to Product TransformationTechnical Hiring & RecruitmentFintech ComplianceSystem ArchitectureTeam ScalingInterim CTO Services

Technical Architecture Review

Comprehensive analysis of your system architecture, identifying bottlenecks and optimization opportunities

2-3 days
  • System design assessment
  • Scalability roadmap
  • Security audit
  • Performance optimization
MOST POPULAR

Idea to Reality Consultation

Transform your business idea into a viable technical product with expert guidance and strategic planning

1 week
  • Technical feasibility analysis
  • Technology stack recommendation
  • Development roadmap & timeline
  • MVP planning & strategy

Fintech Integration Package

End-to-end payment system implementation with compliance and security best practices

2-4 weeks
  • Payment gateway setup
  • Open banking integration
  • PCI compliance
  • Fraud prevention

Interim CTO/Tech Manager

Hands-on technical leadership to ensure successful project delivery for founders and startups

1-3 months
  • Project delivery management
  • Team leadership & mentoring
  • Technical strategy & roadmap
  • Stakeholder communication

Tech Hiring & Recruitment

End-to-end technical recruitment to build your dream engineering team

per hire
  • Technical job descriptions
  • Candidate sourcing & screening
  • Technical interviews & assessment
  • Offer negotiation & onboarding

Frontend Development

Modern, responsive web applications built with React, TypeScript, and cutting-edge technologies

2-6 weeks
  • React/Next.js applications
  • TypeScript & modern tooling
  • Responsive design & UX
  • Performance optimization

Flexible Engagement Models

Hourly Consultation

Quick advice and problem-solving sessions

Monthly Retainer

Ongoing CTO advisory and technical leadership

Workshop & Training

Team training on modern engineering practices

Ready to Accelerate Your Success?

Let's discuss how I can help transform your engineering challenges into competitive advantages

✓ 15-minute call ✓ No commitment ✓ NDA available

Let's Connect

Ready to Collaborate

Open to discussing engineering leadership opportunities, fintech innovations, and strategic partnerships across Africa, Europe, and global markets. Let's build the future of technology together.

Email

ibrahimembash@gmail.com

Best for professional inquiries

LinkedIn

Let's connect

View full professional profile

GitHub

Code portfolio

Explore technical projects

Schedule Call

Book consultation

Coffee contribution appreciated ☕

Africa, Europe & Global Remote
Available for Global Projects

Interested in:

Engineering Leadership
Startup Consulting
Fintech Innovation
Technical Strategy
Team Building
Payment Systems
Open Banking
SaaS Development